Flow C: Quote and Issue (account-settled)

The quotation path for partners who do not settle through the platform. You raise a quotation, then issue it directly — no gateway collection, so the policy is on cover as soon as the call returns.

Your account must be configured for one of:

• PayLater — Inshuwa bills you for the premium on agreed terms.
• External settlement — you collect from the customer and remit to the insurer yourself.

If it is not, the issue call is rejected — use flow A, which collects the premium through a gateway.

Your API key

Set it once and every Try it out below is authenticated. It stays in this browser's local storage and is never sent anywhere but the API.

Step 1: Register the policyholder and vehicle

1a. Register the policyholder

Reference →

POST/policyholders/individuals

Playground

Authorization

BearerAuth

Body

1b. Register their vehicle

Reference →

POST/policyholders/{id}/vehicles

Playground

Authorization

BearerAuth

Variables

Key

Value

id*

Body

Send make, model, year, registration number, chassis number and the motorRiskCategoryId — read the categories from Products and pricing.

Step 2: Create the quotation

Include duration per the product's durationType.

2. Create a motor quotation

Reference →

POST/quotations/motor

Playground

Authorization

BearerAuth

Body

Step 3: Issue the quotation

reference is required — it is your own identifier for the premium, and how the policy is reconciled against the settlement later.

3. Issue the policy from the quotation

Reference →

POST/policies/motor/{quoteId}/issue

Playground

Authorization

BearerAuth

Variables

Key

Value

quoteId*

reference

Next: Policies and documents.