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Products and Pricing

Every issuance flow starts with a product.

Set it once and every Try it out below is authenticated. It stays in this browser's local storage and is never sent anywhere but the API.

Browse products

The response includes thirdPartyRates and comprehensiveRates arrays; note the product id and its durationType — see Understanding cover duration.

Browse motor products
Reference →
GET/products/motor

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Authorization
Variables
Key
Value
Get one product
Reference →
GET/products/motor/{productId}

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Authorization
Variables
Key
Value

Risk categories

Risk categories decide how a vehicle is rated. Read them before you register a vehicle or quote — motorRiskCategoryId is required on both.

Available risk categories
Reference →
GET/policies/motor/risk-categories

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Authorization

Seeing a price before committing

Rate card for a risk category
Reference →
POST/pricing/motor

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Authorization
Body
Premium estimate for a specific vehicle
Reference →
POST/quotations/motor/inquiry

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Authorization
Body

The inquiry prices a real vehicle on a real product without persisting anything — no quoteId comes back, so nothing can be issued from it. It is the right call for a "how much would this cost?" screen.

Understanding cover duration

Each motor product has a durationType. It determines how the duration value you send when issuing is interpreted, in every flow.

durationTypeWhat to send as durationExamples
DaysNumber of days7 = 7 days, 30 = 30 days
MonthsNumber of months1 = 1 month, 6 = 6 months, 12 = 12 months
YearsNumber of years1 = 1 year, 2 = 2 years
QuartersNumber of quarters1 = 3 months, 2 = 6 months, 3 = 9 months, 4 = 12 months

TIP

Always check durationType on the product before issuing. If durationType is Months and you want three months of cover, send "duration": 3. If it is Quarters and you want six months, send "duration": 2.

Next: pick a flow — A. Quote and issue, B. One-shot issue and pay, or C. Issue without payment.

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