Instant issue motor policy (no payment)
POST
/policies/motor/instant/issue
Create and issue a motor policy in a single step without initiating payment. Use this for PayLater (partner pre-configured for deferred billing) or external settlement (payment collected outside the platform).
Provide the product, client (policyHolder), vehicles (risks), and a reference for reconciliation.
Use /policies/motor/instant/issue/pay instead if you want to initiate payment in the same call.
Authorizations
BearerAuth
Type
HTTP (bearer)
Request Body
application/json
JSON "productId": "qkVe0kJo", "duration": 0, "currency": "ZMW", "startDate": "string", "policyHolder": { "type": "Individual", "name": "John Banda", "phone": "260971234567", "email": "string", "physicalAddress": "string", "idType": "string", "idNumber": "string", "tpinNumber": "string" }, "risks": [ { "make": "Toyota", "model": "Hilux", "yearOfManufacture": 2022, "capacity": 1955, "tonnage": 0, "seatingCapacity": 5, "photosUrls": [ "string" ], "registrationNumber": "ABC1234", "chassisNumber": "string", "engineNumber": "string", "sumInsured": 100000, "currency": "ZMW", "color": "string", "motorRiskCategoryId": "RWMmOVm9", "motorBodyTypeId": "string" } ], "reference": "string"
{
}
Responses
Motor policy issued instantly
application/json
JSON
{
}